EfficuraBook demo

for borrowers.

A calmer way to move from first ask to funded loan, with every document, condition, and decision easy to follow.

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Built around the real workflow.

Labrador connects the people, documents, decisions, and updates that usually drift across tools.

Borrower asks, documents, and follow-ups.

Initial facility requests
Borrower documents
Conditions and missing items

A live borrower record for everyone involved.

Requirement ownership
Document status
Decision history

Clear updates without another status thread.

Next actions
Approved conditions
Servicing updates

Move borrowers through the credit process without the chase.

Borrower-facing work stays clear while internal teams keep the context needed to originate, close, and service the loan.

BorrowerRelationship managerOriginatorServicing lead

01

Capture the first ask

The borrower request, facility context, and required documents start in one structured workspace.

02

Collect what is missing

Outstanding items have owners, statuses, due dates, and a visible path to completion.

03

Preserve decisions

Credit notes, approvals, conditions, and borrower answers stay tied to the live facility record.

04

Carry context into servicing

The borrower relationship does not reset after close because servicing starts from the same record.

Enterprise-grade control.

Keep sensitive borrower, lender, and asset data governed inside a clear operating model.

Client-owned data model
Azure-ready deployment path
Fine-grained access controls
Audit trail across decisions
Document-level permissions
No training on client data

Find answers.

Can borrowers see internal credit notes?+

No. Access can be scoped so borrowers only see relevant requests, documents, conditions, and updates.

Does this replace borrower email?+

It gives the team a system of record for borrower work. Email can still be used, but the operating context stays structured in Labrador.

What happens after close?+

The same borrower and facility record can carry into servicing, so the team keeps continuity after execution.

Build a clearer private credit workflow around your team.

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